For Your Business
Still running finance off spreadsheets? No real-time visibility, month-end that drags, compliance that’s reactive instead of planned. We build the finance function that fixes that.
Your finances, handled properly — for individuals and businesses alike.
Your finances, handled properly — for individuals and businesses alike.
Your finances, handled properly — for individuals and businesses alike.
Compliance, tax, and financial clarity — for growing businesses, and for individuals who’d rather not do this alone.
Compliance, tax, and financial clarity — for growing businesses, and for individuals who’d rather not do this alone.
- SARS & StatutoryCompliance StatusUP TO DATEVAT return — JulFiledPAYE / UIFFiledProvisional taxDue 15d100%Filed on time0Open penalties
- Q3 TrackingBudget vs Actual1 OVER BUDGETRevenue108%Operating costs114%Payroll98%R2.4mActual spend+6%Variance
- Group ConsolidationEntity Overview4 ENTITIESHoldcoR4.1mTrading CoR2.7mProperty CoR980kServices CoR1.3mR9.1mGroup revenueLiveAuto-consolidated
- Outstanding InvoicesReceivables AgingSYNCED48%27%15%10%Current30d60d90d+R860kTotal outstandingR86k90+ days overdue
- Cash Flow — This QuarterFinance OverviewLIVE · SAGE INTACCTAprMayJunJulAug3 daysMonth-end close+18%Cash visibility
- This Pay RunPayroll OverviewPROCESSEDGross salaries62%Statutory23%Benefits15%42Employees paid0Payroll errors
- SARS & StatutoryCompliance StatusUP TO DATEVAT return — JulFiledPAYE / UIFFiledProvisional taxDue 15d100%Filed on time0Open penalties
- Q3 TrackingBudget vs Actual1 OVER BUDGETRevenue108%Operating costs114%Payroll98%R2.4mActual spend+6%Variance
- Group ConsolidationEntity Overview4 ENTITIESHoldcoR4.1mTrading CoR2.7mProperty CoR980kServices CoR1.3mR9.1mGroup revenueLiveAuto-consolidated
- Outstanding InvoicesReceivables AgingSYNCED48%27%15%10%Current30d60d90d+R860kTotal outstandingR86k90+ days overdue
- This Pay RunPayroll OverviewPROCESSEDGross salaries62%Statutory23%Benefits15%42Employees paid0Payroll errors
- Cash Flow — This QuarterFinance OverviewLIVE · SAGE INTACCTAprMayJunJulAug3 daysMonth-end close+18%Cash visibility
For Your Business
Still running finance off spreadsheets? No real-time visibility, month-end that drags, compliance that’s reactive instead of planned. We build the finance function that fixes that.
For You, Personally
Dreading tax season again? Scrambling every tax season, unsure what you’re missing, no one person who actually knows your file. We handle it properly, every year.
For You, Personally
Dreading tax season again? Scrambling every tax season, unsure what you’re missing, no one person who actually knows your file. We handle it properly, every year.
WHY GRACEFIN
Whichever your need, our standard to you is the same.
Business or personal, big or small — you gain a trusted partner who handles every detail with care, not someone who merely ticks boxes.
One partner, start to finish.
One partner, start to finish.
You deal with people who know your full picture — not a call centre, not a new face every year, not five different vendors who never talk to each other.
You deal with people who know your full picture — not a call centre, not a new face every year, not five different vendors who never talk to each other.
One partner, start to finish.
You deal with people who know your full picture — not a call centre, not a new face every year, not five different vendors who never talk to each other.
Certified, and current.
Certified, and current.
We’re a certified Sage Intacct implementation partner and a SARS and CIBA compliant practice. Proper credentials behind the work — and finance done the modern way: with accuracy, efficiency and scalability.
We’re a certified Sage Intacct implementation partner and a SARS and CIBA compliant practice. Proper credentials behind the work — and finance done the modern way: with accuracy, efficiency and scalability.
Certified, and current.
We’re a certified Sage Intacct implementation partner and a SARS and CIBA compliant practice. Proper credentials behind the work — and finance done the modern way: with accuracy, efficiency and scalability.
Clarity over jargon.
Clarity over jargon.
We tell you what’s actually going on with your money, in language you can use to make a decision. Simple and transparent.
We tell you what’s actually going on with your money, in language you can use to make a decision. Simple and transparent.
Clarity over jargon.
We tell you what’s actually going on with your money, in language you can use to make a decision. Simple and transparent.
R0+Tax Savings
0Tax Return Filings
0+Years Experience
★ 0Average Rating
R0+Tax Savings
0Tax Return Filings
0+Years Experience
★ 0Average Rating
HOW IT WORKS
Getting started is the easy part.
Here is the process:
Book a call and tell us where you're at. Twenty minutes, no obligation, no jargon. We'll let you know whether we can help or not.
01Book a call and tell us where you're at. Twenty minutes, no obligation, no jargon. We'll let you know whether we can help or not.
01Book a call and tell us where you're at. Twenty minutes, no obligation, no jargon. We'll let you know whether we can help or not.
01WHAT YOU ACTUALLY GET
Less worry. More clarity. Nothing missed.
On time, always — deadlines met, penalties avoided, no last-minute scramble.
On time, always — deadlines met, penalties avoided, no last-minute scramble.
Nothing left on the table — every deduction, credit, and saving you’re entitled to, actually claimed.
Nothing left on the table — every deduction, credit, and saving you’re entitled to, actually claimed.
Numbers you can trust — real, current figures — so you’re deciding on facts, not guesses.
Numbers you can trust — real, current figures — so you’re deciding on facts, not guesses.
One less thing to carry — your finances genuinely handled, so you can get on with the joys of life.
One less thing to carry — your finances genuinely handled, so you can get on with the joys of life.
TRUSTED BY
Real businesses. Real people.
★★★★★
My experience with Gracefin has been phenomenal, they are always on point and always willing to help, for me as a business owner that is amazing to work with people who are on the ball and are so well versed and knowledgeable about the finance industry and always putting their customer first.
Kirk van Vught
★★★★★
It has been incredible thus far working with Gracefin, both Delron and Bashan have been exceptional at what they do, providing a great service. They are reliable, trustworthy and what really makes the whole experience special is that they truly do care about you and for your business to grow, which is rare to find these days. I simply do not have to worry as I know they are handling everything with care and God's excellence.
Clarice de Villiers
★★★★★
Gracefin have been assisting my with my Tax returns since my previous accountant took some creative liberties with SARS. They are very efficient and have tremendous knowledge in tax law. They communicate well and have my best interest at heart! Absolute legends! Everything is done by the book and exceptionally accurate! 10/10 would recommend.
Wayde Jairus
★★★★★
I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.
Marie-Anne Geurden
★★★★★
Things happen quickly without having to question the process.
Bradd Bainton
★★★★★
Delron has always been efficient, and professional. He makes it easy to submit my tax and is very helpful. He goes above and beyond. I have referred several people to him and they have also been very happy with his service.
Glynnis payne
★★★★★
Delron helped from the moment he spoke to me until my SARS issues were dealt with. I will definitely use them again in the coming year.
Lorraine Bopape
★★★★★
Efficient and takes all your headaches away.
Lubnaa Merriman
★★★★★
Gracefin provides a thoroughly professional service. I have faith that when I submit a request, it will be handled. The team is knowledgeable and efficient. I would recommend any day.
Tamlyn Moosa
★★★★★
Taxes are usually the last thing I want to tackle—especially when confusing emails start coming in from SARS. Knowing that Delron at GraceFin is in my corner makes all the difference. He manages my tax affairs seamlessly from start to finish with remarkable efficiency. Delron keeps me informed every step of the way, taking the time to make sure I truly understand the entire process. His integrity, professionalism, and warm, pleasant demeanor make working together absolute smooth sailing. I am so grateful to be a client of GraceFin—they make handling taxes completely stress-free! Thank you to an amazing team!
Candice Ragavan
★★★★★
I would like to commend the team for their excellent service. Their professionalism, responsiveness, and attention to detail are outstanding and greatly contributed to a positive experience.
Len Lazarus
★★★★★
Delron is always on top of it!
Natalie Hirschson
★★★★★
Trustworthy, knowledgeable and great service.. I would definitely recommend Delron to handle your taxes- he's diligent and concise! Thank you Delron for the exceptional service!
Xavier
★★★★★
Gracefin has handled our tax queries and submissions with great care and always had the best results. Keep up the high standard of customer satisfaction.
Rose
★★★★★
Excellent service from GraceFin. Very knowledgeable in the services they offer. They are always communicating about issues that may arise and offer the best solutions. They have my best interest at heart.
Vasie Ragavan
★★★★★
My four-year experience with working with Delron Lubbe from Gracefin Consulting has been nothing short of exceptional. They operate with professionalism, clarity, and genuine care. They always deliver, and I’ve never encountered a single problem. Their guidance and willingness to give you the time you need truly set them apart.
Kashmira
★★★★★
Working with Gracefin has been an absolute pleasure. My queries are handled quickly and accurately.
Shezaad
★★★★★
Very professional and a speedy turnaround time Thank you .. keep up the great work.
Charles Bedderson
★★★★★
I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.
Marie-Anne Geurden
★★★★★
Delron Lubbe from GraceFin was a pleasure to engage and work with. He kept me informed about my provisional tax affairs as well as answered my numerous inquiries every step of the way. GraceFin can be trusted to deliver on expectations. I will definitely refer family and friends as the opportunities arise to do so.
Darryl Allcock
★★★★★
Gracefin provides a thoroughly professional service. I have faith that when I submit a request, it will be handled. The team is knowledgeable and efficient. I would recommend any day.
Tamlyn Moosa
★★★★★
It has been incredible thus far working with Gracefin, both Delron and Bashan have been exceptional at what they do, providing a great service. They are reliable, trustworthy and what really makes the whole experience special is that they truly do care about you and for your business to grow, which is rare to find these days. I simply do not have to worry as I know they are handling everything with care and God's excellence.
Clarice de Villiers
★★★★★
I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.
Marie-Anne Geurden
★★★★★
Things happen quickly without having to question the process.
Bradd Bainton
★★★★★
"Delron has always been efficient, and professional. He makes it easy to submit my tax and is very helpful. He goes above and beyond. I have referred several people to him and they have also been very happy with his service. "
Glynnis payne
★★★★☆
Delron helped from the moment he spoke to me until my SARS issues were dealt with. I will definitely use them again in the coming year.
Lorraine Bopape
★★★★★
Efficient and takes all your headaches away.
Lubnaa Merriman
★★★★★
Gracefin have been assisting my with my Tax returns since my previous accountant took some creative liberties with SARS. They are very efficient and have tremendous knowledge in tax law. They communicate well and have my best interest at heart! Absolute legends! Everything is done by the book and exceptionally accurate! 10/10 would recommend.
Wayde Jairus
★★★★★
My four-year experience with working with Delron Lubbe from Gracefin Consulting has been nothing short of exceptional. They operate with professionalism, clarity, and genuine care. They always deliver, and I’ve never encountered a single problem. Their guidance and willingness to give you the time you need truly set them apart.
Kashmire
★★★★★
My experience with Gracefin has been phenomenal, they are always on point and always willing to help, for me as a business owner that is amazing to work with people who are on the ball and are so well versed and knowledgeable about the finance industry and always putting their customer first.
Kirk van Vught
★★★★★
Taxes are usually the last thing I want to tackle—especially when confusing emails start coming in from SARS. Knowing that Delron at GraceFin is in my corner makes all the difference. He manages my tax affairs seamlessly from start to finish with remarkable efficiency. Delron keeps me informed every step of the way, taking the time to make sure I truly understand the entire process. His integrity, professionalism, and warm, pleasant demeanor make working together absolute smooth sailing. I am so grateful to be a client of GraceFin—they make handling taxes completely stress-free! Thank you to an amazing team!
Candice Ragavan
★★★★★
Delron Lubbe from GraceFin was a pleasure to engage and work with. He kept me informed about my provisional tax affairs as well as answered my numerous inquiries every step of the way. GraceFin can be trusted to deliver on expectations. I will definitely refer family and friends as the opportunities arise to do so.
Darryl Allcock
★★★★★
I would like to commend the team for their excellent service. Their professionalism, responsiveness, and attention to detail are outstanding and greatly contributed to a positive experience.
Len Lazarus
★★★★★
Delron is always on top of it!
Natalie Hirschson
★★★★★
Trustworthy, knowledgeable and great service.. I would definitely recommend Delron to handle your taxes- he's diligent and concise! Thank you Delron for the exceptional service!
Xavier
★★★★★
Gracefin has handled our tax queries and submissions with great care and always had the best results. Keep up the high standard of customer satisfaction.
Rose
★★★★★
Excellent service from GraceFin. Very knowledgeable in the services they offer. They are always communicating about issues that may arise and offer the best solutions. They have my best interest at heart.
Vasie Ragavan
★★★★★
Working with Gracefin has been an absolute pleasure. My queries are handled quickly and accurately.
Shezaad
★★★★★
Very professional and a speedy turnaround time Thank you .. keep up the great work.
Charles Bedderson
Want results like these? →
GOOD TO KNOW
A few things people usually ask.
Both. Growing businesses on one side, individuals who want their tax handled properly on the other. Pick the path above that fits you — or just book a call and we'll point you the right way.
Nothing. Twenty minutes, no obligation. You'll leave knowing exactly what we'd do and what it'd cost.
It's a modern, affordable, lightweight cloud accounting system geared for small to medium businesses — effortless invoicing, statements and banking all in one place. If you're an individual, you don't need to think about it at all.
It's a modern cloud finance platform we're certified to implement — real-time visibility, faster month-ends, less manual work. Growing businesses benefit most. If you're an individual, you don't need to think about it at all.
We are based in Johannesburg — and yes, we work with clients wherever they are.
Both. Growing businesses on one side, individuals who want their tax handled properly on the other. Pick the path above that fits you — or just book a call and we'll point you the right way.
Nothing. Twenty minutes, no obligation. You'll leave knowing exactly what we'd do and what it'd cost.
It's a modern, affordable, lightweight cloud accounting system geared for small to medium businesses — effortless invoicing, statements and banking all in one place. If you're an individual, you don't need to think about it at all.
It's a modern cloud finance platform we're certified to implement — real-time visibility, faster month-ends, less manual work. Growing businesses benefit most. If you're an individual, you don't need to think about it at all.
We are based in Johannesburg — and yes, we work with clients wherever they are.
Ready when you are.
Not sure which path is for you? Start with a call — we’ll point you the right way.