
WHO WE ARE
WHO WE ARE
Your partner in financial transformation
Your partner in financial transformation
Gracefin is a finance partner for growing businesses, and for individuals who’d rather not do this alone — built by two people who remain personally invested in every client and committed to the quality of everything our team delivers.
Gracefin is a finance partner for growing businesses, and for individuals who’d rather not do this alone — built by two people who remain personally invested in every client and committed to the quality of everything our team delivers.
Sage Intacct Certified
SARS Compliance Practice
Sage Business Cloud
Based in Johannesburg
HOW WE STARTED
HOW WE STARTED
Built because the alternative wasn’t good enough.
Most accounting firms treat you like a ticket number — a new junior on your file every year, jargon instead of answers, and a bill that shows up before the explanation does. Owners of growing businesses weren’t getting the reward that comes with taking the leap of faith that’s needed for running a business. Any business owner who couldn’t afford a full time finance team missed out on the strategic benefits just because the budget couldn’t accommodate it.
The firm was founded because Bashan and Delron rejected this model, choosing instead to build "one team, properly certified, that explains what's going on with your money — and gets involved deeply enough to know your business." Ensuring that the heroes of our economy: business owners and taxpayers, get the strategic benefit that they deserve with the budget that they can afford.
Most accounting firms treat you like a ticket number — a new junior on your file every year, jargon instead of answers, and a bill that shows up before the explanation does. Owners of growing businesses weren’t getting the reward that comes with taking the leap of faith that’s needed for running a business. Any business owner who couldn’t afford a full time finance team missed out on the strategic benefits just because the budget couldn’t accommodate it.
The firm was founded because Bashan and Delron rejected this model, choosing instead to build "one team, properly certified, that explains what's going on with your money — and gets involved deeply enough to know your business." Ensuring that the heroes of our economy: business owners and taxpayers, get the strategic benefit that they deserve with the budget that they can afford.
MEET THE FOUNDERS
MEET THE FOUNDERS
Two people, not a call centre.
BR
Bashan Ragavan
CO-FOUNDER
Leads on a strong systems approach with Sage Intacct and Sage Business Cloud Accounting as well outsourced management and strategic CFO work. If your systems are held together with spreadsheets and hope, he's the one who rebuilds it properly. Helping you manage what you have and develop strategies to get to the level that you want.
DL
Delron Lubbe
CO-FOUNDER
Leads on tax and administrative compliance and personal tax. SARS doesn't scare him, and neither do messy documents. He handles the details with keeping your benefit in mind so that you can you get back to enjoying running your business
WHY GRACEFIN
WHY GRACEFIN
Whichever your need, our standard is the same.
01
One partner, start to finish
No handoffs between departments or new faces each year. The same people who set it up are the ones you call when something changes.
01
One partner, start to finish
No handoffs between departments or new faces each year. The same people who set it up are the ones you call when something changes.
02
Certified and current
Certified Sage Intacct partner, SARS compliance practice — we stay up to date to ensure that you get the maximum benefit.
02
Certified and current
Certified Sage Intacct partner, SARS compliance practice — we stay up to date to ensure that you get the maximum benefit.
03
Clarity over jargon
You'll always know what's happening with your numbers and why — explained in plain language, not accounting jargon, whether you’re running a business or just trying to file on time.
03
Clarity over jargon
You'll always know what's happening with your numbers and why — explained in plain language, not accounting jargon, whether you’re running a business or just trying to file on time.
WHAT PEOPLE SAY
WHAT PEOPLE SAY
Real people. Real businesses.
★★★★★
My experience with Gracefin has been phenomenal, they are always on point and always willing to help, for me as a business owner that is amazing to work with people who are on the ball and are so well versed and knowledgeable about the finance industry and always putting their customer first.
Kirk van Vught
★★★★★
It has been incredible thus far working with Gracefin, both Delron and Bashan have been exceptional at what they do, providing a great service. They are reliable, trustworthy and what really makes the whole experience special is that they truly do care about you and for your business to grow, which is rare to find these days. I simply do not have to worry as I know they are handling everything with care and God's excellence.
Clarice de Villiers
★★★★★
Gracefin have been assisting my with my Tax returns since my previous accountant took some creative liberties with SARS. They are very efficient and have tremendous knowledge in tax law. They communicate well and have my best interest at heart! Absolute legends! Everything is done by the book and exceptionally accurate! 10/10 would recommend.
Wayde Jairus
★★★★★
I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.
Marie-Anne Geurden
★★★★★
Things happen quickly without having to question the process.
Bradd Bainton
★★★★★
Delron has always been efficient, and professional. He makes it easy to submit my tax and is very helpful. He goes above and beyond. I have referred several people to him and they have also been very happy with his service.
Glynnis payne
★★★★★
Delron helped from the moment he spoke to me until my SARS issues were dealt with. I will definitely use them again in the coming year.
Lorraine Bopape
★★★★★
Efficient and takes all your headaches away.
Lubnaa Merriman
★★★★★
Gracefin provides a thoroughly professional service. I have faith that when I submit a request, it will be handled. The team is knowledgeable and efficient. I would recommend any day.
Tamlyn Moosa
★★★★★
Taxes are usually the last thing I want to tackle—especially when confusing emails start coming in from SARS. Knowing that Delron at GraceFin is in my corner makes all the difference. He manages my tax affairs seamlessly from start to finish with remarkable efficiency. Delron keeps me informed every step of the way, taking the time to make sure I truly understand the entire process. His integrity, professionalism, and warm, pleasant demeanor make working together absolute smooth sailing. I am so grateful to be a client of GraceFin—they make handling taxes completely stress-free! Thank you to an amazing team!
Candice Ragavan
★★★★★
I would like to commend the team for their excellent service. Their professionalism, responsiveness, and attention to detail are outstanding and greatly contributed to a positive experience.
Len Lazarus
★★★★★
Delron is always on top of it!
Natalie Hirschson
★★★★★
Trustworthy, knowledgeable and great service.. I would definitely recommend Delron to handle your taxes- he's diligent and concise! Thank you Delron for the exceptional service!
Xavier
★★★★★
Gracefin has handled our tax queries and submissions with great care and always had the best results. Keep up the high standard of customer satisfaction.
Rose
★★★★★
Excellent service from GraceFin. Very knowledgeable in the services they offer. They are always communicating about issues that may arise and offer the best solutions. They have my best interest at heart.
Vasie Ragavan
★★★★★
My four-year experience with working with Delron Lubbe from Gracefin Consulting has been nothing short of exceptional. They operate with professionalism, clarity, and genuine care. They always deliver, and I’ve never encountered a single problem. Their guidance and willingness to give you the time you need truly set them apart.
Kashmira
★★★★★
Working with Gracefin has been an absolute pleasure. My queries are handled quickly and accurately.
Shezaad
★★★★★
Very professional and a speedy turnaround time Thank you .. keep up the great work.
Charles Bedderson
★★★★★
I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.
Marie-Anne Geurden
★★★★★
Delron Lubbe from GraceFin was a pleasure to engage and work with. He kept me informed about my provisional tax affairs as well as answered my numerous inquiries every step of the way. GraceFin can be trusted to deliver on expectations. I will definitely refer family and friends as the opportunities arise to do so.
Darryl Allcock
★★★★★
Gracefin provides a thoroughly professional service. I have faith that when I submit a request, it will be handled. The team is knowledgeable and efficient. I would recommend any day.
Tamlyn Moosa
★★★★★
It has been incredible thus far working with Gracefin, both Delron and Bashan have been exceptional at what they do, providing a great service. They are reliable, trustworthy and what really makes the whole experience special is that they truly do care about you and for your business to grow, which is rare to find these days. I simply do not have to worry as I know they are handling everything with care and God's excellence.
Clarice de Villiers
★★★★★
I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.
Marie-Anne Geurden
★★★★★
Things happen quickly without having to question the process.
Bradd Bainton
★★★★★
"Delron has always been efficient, and professional. He makes it easy to submit my tax and is very helpful. He goes above and beyond. I have referred several people to him and they have also been very happy with his service. "
Glynnis payne
★★★★☆
Delron helped from the moment he spoke to me until my SARS issues were dealt with. I will definitely use them again in the coming year.
Lorraine Bopape
★★★★★
Efficient and takes all your headaches away.
Lubnaa Merriman
★★★★★
Gracefin have been assisting my with my Tax returns since my previous accountant took some creative liberties with SARS. They are very efficient and have tremendous knowledge in tax law. They communicate well and have my best interest at heart! Absolute legends! Everything is done by the book and exceptionally accurate! 10/10 would recommend.
Wayde Jairus
★★★★★
My four-year experience with working with Delron Lubbe from Gracefin Consulting has been nothing short of exceptional. They operate with professionalism, clarity, and genuine care. They always deliver, and I’ve never encountered a single problem. Their guidance and willingness to give you the time you need truly set them apart.
Kashmire
★★★★★
My experience with Gracefin has been phenomenal, they are always on point and always willing to help, for me as a business owner that is amazing to work with people who are on the ball and are so well versed and knowledgeable about the finance industry and always putting their customer first.
Kirk van Vught
★★★★★
Taxes are usually the last thing I want to tackle—especially when confusing emails start coming in from SARS. Knowing that Delron at GraceFin is in my corner makes all the difference. He manages my tax affairs seamlessly from start to finish with remarkable efficiency. Delron keeps me informed every step of the way, taking the time to make sure I truly understand the entire process. His integrity, professionalism, and warm, pleasant demeanor make working together absolute smooth sailing. I am so grateful to be a client of GraceFin—they make handling taxes completely stress-free! Thank you to an amazing team!
Candice Ragavan
★★★★★
Delron Lubbe from GraceFin was a pleasure to engage and work with. He kept me informed about my provisional tax affairs as well as answered my numerous inquiries every step of the way. GraceFin can be trusted to deliver on expectations. I will definitely refer family and friends as the opportunities arise to do so.
Darryl Allcock
★★★★★
I would like to commend the team for their excellent service. Their professionalism, responsiveness, and attention to detail are outstanding and greatly contributed to a positive experience.
Len Lazarus
★★★★★
Delron is always on top of it!
Natalie Hirschson
★★★★★
Trustworthy, knowledgeable and great service.. I would definitely recommend Delron to handle your taxes- he's diligent and concise! Thank you Delron for the exceptional service!
Xavier
★★★★★
Gracefin has handled our tax queries and submissions with great care and always had the best results. Keep up the high standard of customer satisfaction.
Rose
★★★★★
Excellent service from GraceFin. Very knowledgeable in the services they offer. They are always communicating about issues that may arise and offer the best solutions. They have my best interest at heart.
Vasie Ragavan
★★★★★
Working with Gracefin has been an absolute pleasure. My queries are handled quickly and accurately.
Shezaad
★★★★★
Very professional and a speedy turnaround time Thank you .. keep up the great work.
Charles Bedderson
Ready to work with people who want to walk the path with you?
Ready to work with people who want to walk the path with you?
Twenty minutes, no obligation. You'll leave knowing how we can help and what it would cost.