GFMC Logo

PERSONAL TAX, MADE SIMPLE

PERSONAL TAX, MADE SIMPLE

Tax doesn’t have to be stressful.

Tax doesn’t have to be stressful.

Your income tax, retirement annuity, medical aid and travel claims — handled by a trained professional, so you don't have to dread tax season.

Your income tax, retirement annuity, medical aid and travel claims — handled by a trained professional, so you don't have to dread tax season.

Income Tax

Provisional Tax

Retirement Annuity

Medical Aid Claims

Travel Claims

Your return, sorted.

IRP5s and documents received

Every deduction checked

Medical aid & travel claims applied

Reviewed and ready to file

SARS logo
SARS logo
SARS logo
SARS logo
SARS logo

WHAT WE HANDLE

WHAT WE HANDLE

Find the one that sounds like you.

Find the one that sounds like you.

01

Standard Tax Payers

For taxpayers who are employed with no other income and receive IRP5 from their employer. We file your return correctly and on time. No mess, no fuss.

01

Standard Tax Payers

For taxpayers who are employed with no other income and receive IRP5 from their employer. We file your return correctly and on time. No mess, no fuss.

02

Taxpayers With Travel Allowance Or Additional Income

Travel allowance and additional income earners unlock tax benefits linked to their business activities. Medical aid credits and travel claims worked out properly, so you’re never leaving money on the table or wondering if you got it right.

02

Taxpayers With Travel Allowance Or Additional Income

Travel allowance and additional income earners unlock tax benefits linked to their business activities. Medical aid credits and travel claims worked out properly, so you’re never leaving money on the table or wondering if you got it right.

03

Sole Proprietors and Commission Earners

SARS has benefits available for you. Chat to us and let’s make sure that you have a structure that benefits you.

03

Sole Proprietors and Commission Earners

SARS has benefits available for you. Chat to us and let’s make sure that you have a structure that benefits you.

Not sure which one fits? →

Not sure which one fits? →

HOW IT WORKS

HOW IT WORKS

Sorted in 3 easy steps.

Sorted in 3 easy steps.

IRP5s, medical aid certificate, logbook, bank statements. However messy, we'll sort it.

IRP5s, medical aid certificate, logbook, bank statements. However messy, we'll sort it.

IRP5s, medical aid certificate, logbook, bank statements. However messy, we'll sort it.

Not sure where to start? Just send what you’ve got →

Not sure where to start? Just send what you’ve got →

WHY IT MATTERS

WHY IT MATTERS

Less worry. More peace of mind.

Less worry. More peace of mind.

No more deadline scramble — filed on time, every time.

Nothing left unclaimed — every rand you’re owed.

One person who knows you — not a new face every year.

Actual peace of mind — you’ll know it’s right, not just done.

PEOPLE WE LOOK AFTER

PEOPLE WE LOOK AFTER

Real people. Real peace of mind.

Real people. Real peace of mind.

  • ★★★★★

    My experience with Gracefin has been phenomenal, they are always on point and always willing to help, for me as a business owner that is amazing to work with people who are on the ball and are so well versed and knowledgeable about the finance industry and always putting their customer first.

    Kirk van Vught

  • ★★★★★

    It has been incredible thus far working with Gracefin, both Delron and Bashan have been exceptional at what they do, providing a great service. They are reliable, trustworthy and what really makes the whole experience special is that they truly do care about you and for your business to grow, which is rare to find these days. I simply do not have to worry as I know they are handling everything with care and God's excellence.

    Clarice de Villiers

  • ★★★★★

    Gracefin have been assisting my with my Tax returns since my previous accountant took some creative liberties with SARS. They are very efficient and have tremendous knowledge in tax law. They communicate well and have my best interest at heart! Absolute legends! Everything is done by the book and exceptionally accurate! 10/10 would recommend.

    Wayde Jairus

  • ★★★★★

    I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.

    Marie-Anne Geurden

  • ★★★★★

    Things happen quickly without having to question the process.

    Bradd Bainton

  • ★★★★★

    Delron has always been efficient, and professional. He makes it easy to submit my tax and is very helpful. He goes above and beyond. I have referred several people to him and they have also been very happy with his service.

    Glynnis payne

  • ★★★★★

    Delron helped from the moment he spoke to me until my SARS issues were dealt with. I will definitely use them again in the coming year.

    Lorraine Bopape

  • ★★★★★

    Efficient and takes all your headaches away.

    Lubnaa Merriman

  • ★★★★★

    Gracefin provides a thoroughly professional service. I have faith that when I submit a request, it will be handled. The team is knowledgeable and efficient. I would recommend any day.

    Tamlyn Moosa

  • ★★★★★

    Taxes are usually the last thing I want to tackle—especially when confusing emails start coming in from SARS. Knowing that Delron at GraceFin is in my corner makes all the difference. He manages my tax affairs seamlessly from start to finish with remarkable efficiency. ​Delron keeps me informed every step of the way, taking the time to make sure I truly understand the entire process. His integrity, professionalism, and warm, pleasant demeanor make working together absolute smooth sailing. I am so grateful to be a client of GraceFin—they make handling taxes completely stress-free! Thank you to an amazing team!

    Candice Ragavan

  • ★★★★★

    I would like to commend the team for their excellent service. Their professionalism, responsiveness, and attention to detail are outstanding and greatly contributed to a positive experience.

    Len Lazarus

  • ★★★★★

    Delron is always on top of it!

    Natalie Hirschson

  • ★★★★★

    Trustworthy, knowledgeable and great service.. I would definitely recommend Delron to handle your taxes- he's diligent and concise! Thank you Delron for the exceptional service!

    Xavier

  • ★★★★★

    Gracefin has handled our tax queries and submissions with great care and always had the best results. Keep up the high standard of customer satisfaction.

    Rose

  • ★★★★★

    Excellent service from GraceFin. Very knowledgeable in the services they offer. They are always communicating about issues that may arise and offer the best solutions. They have my best interest at heart.

    Vasie Ragavan

  • ★★★★★

    My four-year experience with working with Delron Lubbe from Gracefin Consulting has been nothing short of exceptional. They operate with professionalism, clarity, and genuine care. They always deliver, and I’ve never encountered a single problem. Their guidance and willingness to give you the time you need truly set them apart.

    Kashmira

  • ★★★★★

    Working with Gracefin has been an absolute pleasure. My queries are handled quickly and accurately.

    Shezaad

  • ★★★★★

    Very professional and a speedy turnaround time Thank you .. keep up the great work.

    Charles Bedderson

  • ★★★★★

    I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.

    Marie-Anne Geurden

  • ★★★★★

    Delron Lubbe from GraceFin was a pleasure to engage and work with. He kept me informed about my provisional tax affairs as well as answered my numerous inquiries every step of the way. GraceFin can be trusted to deliver on expectations. I will definitely refer family and friends as the opportunities arise to do so.

    Darryl Allcock

  • ★★★★★

    Gracefin provides a thoroughly professional service. I have faith that when I submit a request, it will be handled. The team is knowledgeable and efficient. I would recommend any day.

    Tamlyn Moosa

  • ★★★★★

    It has been incredible thus far working with Gracefin, both Delron and Bashan have been exceptional at what they do, providing a great service. They are reliable, trustworthy and what really makes the whole experience special is that they truly do care about you and for your business to grow, which is rare to find these days. I simply do not have to worry as I know they are handling everything with care and God's excellence.

    Clarice de Villiers

  • ★★★★★

    I had a SARS admin issue that I couldn't resolve for many years as I just didnt have the legal knowledge. I couldn't do it on my own and I needed professional help. A friend highly recommended GraceFin and Delron Lubber specifically and I absolutely do not regret it at all. Delron sorted out my issue within a few days.

    Marie-Anne Geurden

  • ★★★★★

    Things happen quickly without having to question the process.

    Bradd Bainton

  • ★★★★★

    "Delron has always been efficient, and professional. He makes it easy to submit my tax and is very helpful. He goes above and beyond. I have referred several people to him and they have also been very happy with his service. "

    Glynnis payne

  • ★★★★☆

    Delron helped from the moment he spoke to me until my SARS issues were dealt with. I will definitely use them again in the coming year.

    Lorraine Bopape

  • ★★★★★

    Efficient and takes all your headaches away.

    Lubnaa Merriman

  • ★★★★★

    Gracefin have been assisting my with my Tax returns since my previous accountant took some creative liberties with SARS. They are very efficient and have tremendous knowledge in tax law. They communicate well and have my best interest at heart! Absolute legends! Everything is done by the book and exceptionally accurate! 10/10 would recommend.

    Wayde Jairus

  • ★★★★★

    My four-year experience with working with Delron Lubbe from Gracefin Consulting has been nothing short of exceptional. They operate with professionalism, clarity, and genuine care. They always deliver, and I’ve never encountered a single problem. Their guidance and willingness to give you the time you need truly set them apart.

    Kashmire

  • ★★★★★

    My experience with Gracefin has been phenomenal, they are always on point and always willing to help, for me as a business owner that is amazing to work with people who are on the ball and are so well versed and knowledgeable about the finance industry and always putting their customer first.

    Kirk van Vught

  • ★★★★★

    Taxes are usually the last thing I want to tackle—especially when confusing emails start coming in from SARS. Knowing that Delron at GraceFin is in my corner makes all the difference. He manages my tax affairs seamlessly from start to finish with remarkable efficiency. ​Delron keeps me informed every step of the way, taking the time to make sure I truly understand the entire process. His integrity, professionalism, and warm, pleasant demeanor make working together absolute smooth sailing. I am so grateful to be a client of GraceFin—they make handling taxes completely stress-free! Thank you to an amazing team!

    Candice Ragavan

  • ★★★★★

    Delron Lubbe from GraceFin was a pleasure to engage and work with. He kept me informed about my provisional tax affairs as well as answered my numerous inquiries every step of the way. GraceFin can be trusted to deliver on expectations. I will definitely refer family and friends as the opportunities arise to do so.

    Darryl Allcock

  • ★★★★★

    I would like to commend the team for their excellent service. Their professionalism, responsiveness, and attention to detail are outstanding and greatly contributed to a positive experience.

    Len Lazarus

  • ★★★★★

    Delron is always on top of it!

    Natalie Hirschson

  • ★★★★★

    Trustworthy, knowledgeable and great service.. I would definitely recommend Delron to handle your taxes- he's diligent and concise! Thank you Delron for the exceptional service!

    Xavier

  • ★★★★★

    Gracefin has handled our tax queries and submissions with great care and always had the best results. Keep up the high standard of customer satisfaction.

    Rose

  • ★★★★★

    Excellent service from GraceFin. Very knowledgeable in the services they offer. They are always communicating about issues that may arise and offer the best solutions. They have my best interest at heart.

    Vasie Ragavan

  • ★★★★★

    Working with Gracefin has been an absolute pleasure. My queries are handled quickly and accurately.

    Shezaad

  • ★★★★★

    Very professional and a speedy turnaround time Thank you .. keep up the great work.

    Charles Bedderson

Ready for the same peace of mind? →

Ready for the same peace of mind? →

Ready to stop dreading tax season?

Ready to stop dreading tax season?

Send us your documents and we’ll tell you what’s involved — and what it’ll cost. No jargon, no pressure.